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Ade Kasereka B. Vickya, Founder of KMB
Associate of the London Institute of Banking and Finance
Financial Modeling and Valauation Analyst
Commercial Banking and Credit Analyst
Notre amour s'exprime par la façon dont nous aidons les gens et l'humanité par pure charité.
Notre charité est engagée dans la lutte contre la violence, la torture, les crimes, les guerres, les rébellions et le changement climatique.
Les projets
Pour résoudre les problèmes mentionnés ci-dessus, nous menons différents projets pour :
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Soutenir les personnes qui ont été victimes de violences, de viols, de tortures, de crimes, de guerres et de rébellions.
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en leur donnant de l'argent, des vêtements ou de la nourriture.
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Aider les gens à vivre ensemble pacifiquement, aider les gens à se comprendre. En disant aux gens quels sont les droits que leur confère la loi.
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en fournissant des conseils, des conseils et des informations.
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Faire progresser la citoyenneté et le développement communautaire.
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en promouvant le volontariat
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en s'impliquant dans la communauté.
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Problem analysis
Needs Assessment
Strategic plan
Operational plan
Budget/Financial plan
Lending methodology/policies
Loan Management System
Funding proposal
PLANNING AND DEVELOPMENT WORK
We are a group of Congolese with financial background and experience who started out with an idea to set up a microfinance institution within the Congolese community in the UK.
We conducted a study to analyse financial problems facing the Congolese community in London. We found out that there is a strong demand for a short term credit to regularly finance a variety of projects owned by Congolese who have been rejected by the mainstream banks but have relied either on rotating saving schemes (ROSCA) or loan shark.
Over its one year of planning process, KMB have been involved with the community in order to have a thorough understanding of the problem and develop a strategic plan based on the analysed problem and their role in addressing it. After completing strategic plan, an operation plan including detailed financial projections was prepared.
We are now seeking funding opportunities to cover both the development and operational phases including the registration and regulation fees in order to become a fully regulated community developement finance institution.
KMB shall be a registered and regulated CDFI, and shall also build up a significant capital by mid-2026 through local (members, individuals & authorities), commercial banks, non-governmental bodies, social investors and international (SRIs) investments.
By mid-2026, KMB will service 1400 clients with affordable and client responsive financial product and services. By 2028, KMB shall leverage the capital build up to expand business activities and profitability.