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Ade Kasereka B. Vickya, Founder of KMB
Associate of the London Institute of Banking and Finance
Financial Modeling and Valauation Analyst
Commercial Banking and Credit Analyst
I combine years of Banking & Finance academic studies, professional development, practical skills and knowledge in microfinance, commercial banking, and investment banking with my interest in credit analysis & administration, financial planning & analysis, finance administration, valuation analysis, and data analysis.
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The combination of these elements allows me to help with:
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Developing strategic and operational plans along with financial projections for a microfinance institution
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Loan appraisal, approval,
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Conducting credit and financial analyses for a company
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Performing business valuations
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Building financial models
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Making recommendations
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Welcome to KMB
Visual representation of the financial projections of the KMB Microfinance project along with alternative scenarios​
Projects to be undertaken
- KMB Microfinance (CDFI)
- KMB Credit union
- KMB Foundation ​
Case studies to be undertaken
- TESCO Financial analysis & valuations
- SAINSBURY'S Financial analysis & valuations
- BARCLAYS Financial analysis​​
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Purpose
This KMB microfinance project seeks to support the development of the Congolese community in the UK by empowering its members with access to affordable financial services. ​
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Market research
Survey conducted to a segment of 500 community members; 300 responded positively about the project.
Our potential demands:300
Off the 300 respondents, 150 contributed regularly with three different types of a set amount in a pilot test.
Our market demand: 150.
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Funding requirements & Projections
Funding portfolio: £45,000
Own funds as percentage of portfolio:11%
Borrowed funds as percentage of portfolio:22%
Grants funding as percentage of portfolio:67%​​​ ​
Projected Financial Metrics
Visual representation of the financial projections of the KMB Microfinance project along with alternative scenarios​
Throughout the pilot test period, the percentage of those who have converted from potential to actually participated in the program was 50%, but off these new participants, 4% of them were regularly committed.
Therefore, it revealed their satisfaction with the project as they need short-term loan products. KMB has been created to respond to this demand for shot term loan products.